Horizon at Laurel Canyon

* Jumbo 7/1 ARM Loan Disclaimer 

All loans subject to credit approval. Interest rate and APR effective as of 12/15/2025. This is not a commitment to lend. The advertised interest rate and APR is for a Jumbo 7/1 ARM loan purchase money loan (primary residence only) with 20% down payment for qualified buyers meeting approval criteria, including at least 760 credit score.  Financing example: Purchasing a $1,150,000 home with a Jumbo 7/1 ARM mortgage at an adjustable interest rate of 4.99% (6.273% APR) Years 1-7 with a down payment of 20% would result in a total loan amount of $920,000(figure rounded to nearest whole dollar) and 84 estimated monthly payments of $6,983.14(inclusive of estimated property taxes of $1,400 per month, homeowners insurance of $400 per month, mortgage insurance premiums of $0 per month and HOA fees of $250/month); Starting on month 85 the interest rate will adjust every six months based on the new SOFR index plus your fixed margin, subject to interest rate caps. Stated amount of estimated monthly payments may not include all taxes and insurance premiums, and, if applicable, the actual payment obligation will be greater. Rates are based on credit worthiness subject to change without notice. Financing is offered by Ameris Bank (NMLS # 408099). Special financing rates are only available for a limited time until applicable rate-lock and/or reserved pool of funds expires/is depleted; rate-lock cannot be transferred to another property address. Supply of homes and homesites are limited and subject to availability. Buyer must satisfy all conditions or requirements for approval of buyer’s mortgage loan by buyer’s lender for the financing and purchase of the property. Patrick Malloy Communities is an independent third party and not affiliated with, or a subsidiary of, Ameris Bank. Patrick Malloy Communities is not a lender or mortgage broker and does not offer loans or mortgages. This is an advertisement of and prepared solely by Ameris Bank. Ameris Bank NMLS #408099